With the DSV BASIC policy we have put together a package that covers most of the insurance risks associated with winter sports activities – a kind of “feel-good” package designed to facilitate your entry into the world of winter sports. Most importantly, the BASIC insurance package offers an ideal price-performance ratio.
Territorial coverage: Policyholders with permanent residence in Europe are insured world-wide. Policyholders with permanent residence outside of Europe are insured in Europe.
With the DSV BASIC policy we have put together a package that covers most of the insurance risks associated with winter sports activities – a kind of “feel-good” package designed to facilitate your entry into the world of winter sports. Most importantly, the BASIC insurance package offers an ideal price-performance ratio.
The CLASSIC insurance package offers security-conscious consumers more benefits than the BASIC insurance package. The risks associated with travel to your skiing destination and your stay at a holiday resort are covered, and the coverage amounts paid for insurance claims are considerably higher.
The CLASSIC PLUS insurance package offers even higher coverage amounts for insurance claims than the CLASSIC package. The medical emergency insurance benefit provided by the CLASSIC PLUS policy also covers the costs of medical treatment and care abroad (after deduction of benefits paid by other insurers) or offers the alternative option of a per diem hospitalization allowance.
Das CLASSIC PLUS-Versicherungspaket bietet gegenüber dem CLASSIC- Versicherungspaket nochmals deutlich höhere Versicherungssummen im Schadenfall. Die Kankenversicherung im CLASSIC PLUS-Versicherungs- paket trägt Arzt- und Heilkosten aus dem Ausland (nach Vorleistung der eigenen Kankenkasse) oder zahlt alternativ ein Kankenhaustagegeld.
Overview of BASIC insurance benefits
Insurance covers all skis and ski helmets (against theft/damage), including rental skis and ski helmets. The insurance package also includes accident, liability, health and legal insurance and thus covers most claims that arise in connection with winter sports.
1. Theft, breakage or damage:
Your skis are effectively protected against theft, breakage or damage. Skis left outside the ski lodge are also insured against theft during daytime hours; theft insurance applies only to skis stored indoors or in a locked vehicle between the hours of 7 p.m. and 6 a.m.
Ski helmets are also insured against theft, breakage or damage. And of course skis and ski helmets rented from a commercial rental agency are insured as well.
2. Accidents:
In the case of an accident, the BASIC accident insurance policy covers rescue costs and provides disability and death benefits. Accident victims with 75% disability are offered rehabilitation management benefits.
3. Medical emergencies:
If you suffer an accident or become ill while engaged in winter sports activities, the BASIC medical emergency insurance policy supplements the benefits provided by your statutory or private medical emergency insurance with a per diem hospitalization allowance and also covers medically required return transport and recovery costs (e.g. in cases in which adequate medical care is not available).
4. Third-party liability:
If others incur damages as a result of your actions, the BASIC liability insurance policy pays compensation for damages on your behalf or provides protection against unjustified claims. Coverage includes compensation for the costs of medical treatment, pain and suffering and loss of income, etc.
5. Legal expenses:
The BASIC legal insurance policy supports you in asserting your own claims for compensation for damages in accordance with statutory liability insurance requirements and in defending against charges of negligent violations of laws governing felony or misdemeanour offences.
Individual membership
incl. BASIC package
Partner membership
incl. BASIC package
Family membership
incl. BASIC package
Your membership application
Online application
The quick, uncomplicated way to DSV aktiv membership and the DSV insurance options.
