The CLASSIC insurance package offers security-conscious consumers all of the benefits of the BASIC package (see details below), but with higher coverage amounts. The risks associated with travel to your skiing destination and your stay at a ski or holiday resort are covered as well. You are also entitled to additional benefits, such as cosmetic surgery and transitional benefits.
Territorial coverage: Policyholders with permanent residence in Europe are insured world-wide. Policyholders with permanent residence outside of Europe are insured in Europe.
With the DSV BASIC policy we have put together a package that covers most of the insurance risks associated with winter sports activities – a kind of “feel-good” package designed to facilitate your entry into the world of winter sports. Most importantly, the BASIC insurance package offers an ideal price-performance ratio.
The CLASSIC insurance package offers security-conscious consumers more benefits than the BASIC insurance package. The risks associated with travel to your skiing destination and your stay at a holiday resort are covered, and the coverage amounts paid for insurance claims are considerably higher.
The CLASSIC PLUS insurance package offers even higher coverage amounts for insurance claims than the CLASSIC package. The medical emergency insurance benefit provided by the CLASSIC PLUS policy also covers the costs of medical treatment and care abroad (after deduction of benefits paid by other insurers) or offers the alternative option of a per diem hospitalization allowance.
Das CLASSIC PLUS-Versicherungspaket bietet gegenüber dem CLASSIC- Versicherungspaket nochmals deutlich höhere Versicherungssummen im Schadenfall. Die Kankenversicherung im CLASSIC PLUS-Versicherungs- paket trägt Arzt- und Heilkosten aus dem Ausland (nach Vorleistung der eigenen Kankenkasse) oder zahlt alternativ ein Kankenhaustagegeld.
Overview of CLASSIC insurance benefits
The CLASSIC insurance package offers security-conscious consumers considerably more benefits than the BASIC package.
BASIC insurance benefits
1. Theft, breakage or damage:
Your skis are effectively protected against theft, breakage or damage. Skis left outside the ski lodge are also insured against theft during daytime hours; theft insurance applies only to skis stored indoors or in a locked vehicle between the hours of 7 p.m. and 6 a.m. Ski helmets are also insured against theft, breakage or damage. And of course skis and ski helmets rented from a commercial rental agency are insured as well.
2. Accidents:
In the case of an accident, the BASIC accident insurance policy covers rescue costs and provides disability and death benefits. Accident victims with 75% disability are offered rehabilitation management benefits.
3. Medical emergencies:
If you suffer an accident or become ill while engaged in winter sports activities, the BASIC medical emergency insurance policy supplements the benefits provided by your statutory or private medical emergency insurance with a per diem hospitalization allowance and also covers medically required return transport and recovery costs (e.g. in cases in which adequate medical care is not available).
4. Third-party liability:
If others incur damages as a result of your actions, the BASIC liability insurance policy pays compensation for damages on your behalf or provides protection against unjustified claims. Coverage includes compensation for the costs of medical treatment, pain and suffering and loss of income, etc.
5. Legal expenses:
The BASIC legal insurance policy supports you in asserting your own claims for compensation for damages in accordance with statutory liability insurance requirements and in defending against charges of negligent violations of laws governing felony or misdemeanour offences.
Your skis are effectively protected against theft, breakage or damage. Skis left outside the ski lodge are also insured against theft during daytime hours; theft insurance applies only to skis stored indoors or in a locked vehicle between the hours of 7 p.m. and 6 a.m. Ski helmets are also insured against theft, breakage or damage. And of course skis and ski helmets rented from a commercial rental agency are insured as well.
2. Accidents:
In the case of an accident, the BASIC accident insurance policy covers rescue costs and provides disability and death benefits. Accident victims with 75% disability are offered rehabilitation management benefits.
3. Medical emergencies:
If you suffer an accident or become ill while engaged in winter sports activities, the BASIC medical emergency insurance policy supplements the benefits provided by your statutory or private medical emergency insurance with a per diem hospitalization allowance and also covers medically required return transport and recovery costs (e.g. in cases in which adequate medical care is not available).
4. Third-party liability:
If others incur damages as a result of your actions, the BASIC liability insurance policy pays compensation for damages on your behalf or provides protection against unjustified claims. Coverage includes compensation for the costs of medical treatment, pain and suffering and loss of income, etc.
5. Legal expenses:
The BASIC legal insurance policy supports you in asserting your own claims for compensation for damages in accordance with statutory liability insurance requirements and in defending against charges of negligent violations of laws governing felony or misdemeanour offences.
1. Theft, breakage or damage:
Your skis are effectively protected against theft, breakage or damage. Skis left outside the ski lodge are also insured against theft during daytime hours; theft insurance applies only to skis stored indoors or in a locked vehicle between the hours of 7 p.m. and 6 a.m. Ski helmets are also insured against theft, breakage or damage. And of course skis and ski helmets rented from a commercial rental agency are insured as well.
2. Accidents:
In the case of an accident, the BASIC accident insurance policy covers rescue costs and provides disability and death benefits. Accident victims with 75% disability are offered rehabilitation management benefits.
3. Medical emergencies:
If you suffer an accident or become ill while engaged in winter sports activities, the BASIC medical emergency insurance policy supplements the benefits provided by your statutory or private medical emergency insurance with a per diem hospitalization allowance and also covers medically required return transport and recovery costs (e.g. in cases in which adequate medical care is not available).
4. Third-party liability:
If others incur damages as a result of your actions, the BASIC liability insurance policy pays compensation for damages on your behalf or provides protection against unjustified claims. Coverage includes compensation for the costs of medical treatment, pain and suffering and loss of income, etc.
5. Legal expenses:
The BASIC legal insurance policy supports you in asserting your own claims for compensation for damages in accordance with statutory liability insurance requirements and in defending against charges of negligent violations of laws governing felony or misdemeanour offences.
Your skis are effectively protected against theft, breakage or damage. Skis left outside the ski lodge are also insured against theft during daytime hours; theft insurance applies only to skis stored indoors or in a locked vehicle between the hours of 7 p.m. and 6 a.m. Ski helmets are also insured against theft, breakage or damage. And of course skis and ski helmets rented from a commercial rental agency are insured as well.
2. Accidents:
In the case of an accident, the BASIC accident insurance policy covers rescue costs and provides disability and death benefits. Accident victims with 75% disability are offered rehabilitation management benefits.
3. Medical emergencies:
If you suffer an accident or become ill while engaged in winter sports activities, the BASIC medical emergency insurance policy supplements the benefits provided by your statutory or private medical emergency insurance with a per diem hospitalization allowance and also covers medically required return transport and recovery costs (e.g. in cases in which adequate medical care is not available).
4. Third-party liability:
If others incur damages as a result of your actions, the BASIC liability insurance policy pays compensation for damages on your behalf or provides protection against unjustified claims. Coverage includes compensation for the costs of medical treatment, pain and suffering and loss of income, etc.
5. Legal expenses:
The BASIC legal insurance policy supports you in asserting your own claims for compensation for damages in accordance with statutory liability insurance requirements and in defending against charges of negligent violations of laws governing felony or misdemeanour offences.
Additional benefits provided by the CLASSIC package
- Year-round coverage for all holiday trips, including both summer and winter travel (Insurance covers periods of travel up to a maximum of 42 days.)
- Significantly higher insurance benefits as compared to the BASIC package
- Coverage for risks associated with travel to and stays at holiday resorts
- Entitlement to additional benefits, e.g. for cosmetic surgery and transitional benefits
Individual membership
incl. CLASSIC package
37.30 EUR
Partner membership
incl. CLASSIC package
34.30 EUR
Family membership
incl. CLASSIC package
82.30 EUR
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