Annual premiums |
Scope of validity |
Winter sports equipment2) |
Accident |
Health 5) |
Liability |
Legal insurance |
|
Single membership |
Partner membership (per person) |
Family membership (per family) |
|
Winter sport vacation/excursion |
Other holiday travel |
Travel risk |
Sojourn risk/person |
Sojourn risk/equipment |
|
Theft, breakage and damage
|
Deductible |
Costs for rental skis/snowboard at foreign resort following a loss with damage liability |
|
Rescue costs |
Fatality |
Add'l for every child entitled to maintenance |
Disability base total 4) |
Progression from 51 % disability level |
Max. from 75 % disability level |
From 75 % disability rehab management |
Transfer benefit after 6 months |
Cosmetic surgery |
|
Hospital per diem (KHT) |
- First care KHT minimum |
- Subsequent treatment KHT maximum |
Foreign medical expenses |
Initial transport to doctor/hospital |
Repatriation costs |
Transportation costs |
|
Including bad debt coverage 7) |
Personal injury / property damage |
Pecuniary damages |
Key loss 8) |
|
|
|
|
|
Own and commercially rented Skis and boards with bindings, associated accessories, poles, ski and snowboard boots , ski helmets, avalanche airbags, roller skis, sleds, skates, snowshoes |
see 3) |
up to € 100.00 |
|
up to € 20,000.00 |
€ 7,000.00 |
€ 1,000.00 |
€ 10,000.00 |
20-times |
€ 120,000.00 |
up to € 15,500.00 |
€ 1,000.00 |
€ 10,000.00 |
|
€ 25.00 |
€ 150.00 |
€ 1,000.00 |
yes 6) |
100 % |
100 % |
up to € 5,000.00 |
|
|
€ 3,000,000.00 |
€ 100,000.00 |
€ 2,500.00 |
|
|
|
|
1) |
no |
no |
no |
 |
|
Own and commercially rented Skis and boards with bindings plus ski helmets
|
see 3) |
up to € 25.00 |
|
up to € 10,000.00 |
€ 2,000.00 |
no |
€ 10,000.00 |
5-times |
€ 40,000.00 |
up to € 15,500.00 |
no |
no |
|
€ 10.00 |
€ 100.00 |
€ 400.00 |
no 6) |
100 % |
100 % |
up to € 2,500.00 |
|
|
€ 1,000,000.00 |
€ 25,000.00 |
€ 2,500.00 |
|
|
|
|
|
Own and commercially rented Skis and boards with bindings plus ski helmets
|
see 3) |
up to € 50.00 |
|
up to € 10,000.00 |
€ 4,000.00 |
€ 500.00 |
€ 10,000.00 |
10-times |
€ 70,000.00 |
up to € 15,500.00 |
€ 500.00 |
€ 5,000.00 |
|
€ 12.50 |
€ 100.00 |
€ 500.00 |
no 6) |
100 % |
100 % |
up to € 2,500.00 |
|
|
€ 1,500,000.00 |
€ 50,000.00 |
€ 2,500.00 |
|
|
|