What does the 4 Season Combo (supplementary accident insurance) contain?

The 4 Season Combo extends accident insurance to all leisure time accidents of daily life - school, vocational training and work are excluded. 
In particular, it provides for reimbursement of rescue costs. Disbursements are also possible for disability (from a disability level of 20%) and in the case of death. Reimbursement of costs for physical therapy and treatment costs or payment of a hospital per diem are not possible.

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